blueteamnovel Chapter 72 So You've Been Here All This Time
Chapter 72 So You've Been Here All This Time
As Morishita spoke, he opened the second iron gate inside.
"The disposal ledger is on the third row from the right, organized by year. The old credit records are on the left. First, flip through the Japanese syllabary index card, find the box number, and then go in to get it."
"Thank you, Morishita-senpai."
"Don't thank me, just return everything you lent me in its original condition."
After Morishita sat back down at the duty desk, he waved his hand.
"Also, don't smoke in there."
"I don't smoke."
Rows of iron frames stretched all the way to places where the light couldn't reach.
Each compartment is labeled with the year and category:
Register of Disposal of Guaranteed Real Estate
Old Loan Approval Form
Report on the Recovery of Non-Performing Loans
Customer Basic Information Form
Kiryu Yaya went to the index cabinet on the left first.
The wooden drawer was pulled open, revealing hard cards arranged according to the Japanese syllabary (hiragana and katakana).
「き……」
His fingers flew across the yellowed index cards.
It stopped very quickly.
Kiryu Metal Industries, Ltd.
Case Number: S61-Enterprise Loan-442
File Replacement: Guarantee/Retrieval/Disposal
Container numbers: C-17, C-17-2
found it.
His breathing tightened slightly.
Container C-17 is not very large.
But when Kiryu Yaya moved it to the reading table and opened the box, he felt a heavy weight pressing down on his chest.
Inside were stacks of old, somewhat brittle documents.
Kiryu Yaya first pulled out the "Additional Financing Approval Form".
Date: October, Showa 61 (10).
Borrower: Kiryu Metal Industries, Ltd.
Amount: 40 million yen.
Purpose: Working capital.
Additional collateral: factory land and owner-occupied real estate.
Below the case filing column, a line of text is clearly printed—
Reviewer: Hiko Kouda
Even though he was mentally prepared, Kiryu Yaya's eyes still darkened when he saw those words.
He continued flipping through the pages.
In mid-November, the "Stub of Application for False Seizure" was issued.
In early December, a report on the progress of debt recovery was published.
The above details the following:
Supplier collection efforts intensified.
The bill has matured.
The company's cash flow has dried up.
The risk of factory shutdowns is rising.
Then, there was the last one—
Report on the Disposal Results of Collateral
Kiryu Yaya pulled out those pages and laid them flat on the table.
The section for "Disciplinary Action" simply states four characters:
Sellable at will.
His gaze gradually turned cold.
Keep reading—
Target for sale:
Factory site and buildings in Higashi-Osaka City.
Selling price:
22.8 million yen.
buyer:
Hokkaido Land Consolidation Co., Ltd.
Not the Kansai Urban Development Project?
Kiryu Yaya stared at that line, his brows furrowing slightly.
Turn the page to the next page.
A thin "Buyer Survey Form" was tucked behind it.
It says:
Hokkaido Land Consolidation Co., Ltd.
Headquarters location: Dojima 3-chome, Kita-ku, Osaka.
address.
Kiryu Yaya quickly took out the business card that Kuroda Shuichi had given him.
The address on this is exactly the same as the one on the business card.
Not a coincidence.
It is by no means a coincidence.
Kiryu Yaya suddenly stood up again and turned around to rummage through the "Customer Basic Information Form" box on the other side.
「ほ……」
「ほく……」
"Beishe..."
He quickly pulled out a basic corporate card.
【Hokushu Land Consolidation Co., Ltd.】
Established in: 1949 (Showa 58)
Main business: Real estate consolidation and asset trusteeship
director:
Representative Director Shuichi Kuroda
Next line note:
Company name changed in July of Showa 63 (7).
New business name: Kansai Urban Development Co., Ltd.
In that instant, the entire underground vault was so quiet that only Kiryu Yaya's heartbeat could be heard.
Kiryu Yaya stood in front of the review table, clutching the corporate basic card in his hand, his fingers tightening little by little.
found it.
We finally found it.
Five years ago, the buyer who reclaimed the land of the Kiryu Metal Factory was the predecessor of Kansai Urban Development.
That is to say-
According to Shuichi Kuroda, Kouda Hiko was in charge of withdrawing mortgage payments, driving Kiryu Metal into a corner, while Kuroda Shuichi took away the corpse at a low price to make a profit.
Kiryu Yaya lowered his head and flipped through the "Report on the Result of Disposal of Collateral" again.
Sellable at will.
The sale price was 22.8 million yen.
Even considering the development costs at the time, that piece of land in Higashi-Osaka would have cost far more than that.
The line is already connected.
Kouyuki Hiko and Kuroda Shuichi were in cahoots from the very beginning.
Or rather, at least in some cases, they are like-minded people with aligned interests.
Kiryu Yaya's gaze lingered on the line "Responsible for review: Kouyuu Hiko" for a long time.
He should have been angry.
He should have wanted to slap these things right in Kouyuu Hiko's face.
But when the moment actually came, he was unusually calm.
Because he knows it better than anyone else.
These few old files are far from enough.
They can only prove what Kouyuu Hiko did and what Kuroda Shuichi did, but they cannot directly prove that there was a clear transfer of benefits between the two.
People working in banks are best at washing their dirty hands thoroughly.
To bring down Kouyuki, we need to produce evidence.
This is not something that can be done in a short time.
The most urgent task is to first clarify the Miyazawa case...
Kiryu Yaya suddenly raised his head.
and many more……
Ko Utahiko.
Shuichi Kuroda.
Miyazawa sightseeing.
These names flashed through his mind.
Then, as if he had suddenly grabbed some loose thread, he turned around and lunged back at the index cabinet.
Miyazawa tourism development.
Who was the real mastermind behind the Miyazawa case?
Why was it Kouyu Hiko who came down from headquarters?
If it's just because the case is big, the Tokyo headquarters can send anyone from the review department or the risk control office.
Why Kouyuhiko of all people?
Kuroda Shuichi has his sights set on Rokko and Miyazawa Kokan, but what role does Kouda Hiko play in all of this?
The answer may very well be hidden in the old files.
「み……みや……」
Kiryu Yaya's fingers flew across the index cards.
His movements stopped very quickly.
Miyazawa Tourism Development Co., Ltd.
Case Number: H1-Large-118
Supplementary Documents: Guarantee/Additional Documents/Store Agreement
Box number: A-09, A-09-3
The first year of Heisei.
This was during the peak of the bubble's frenzy.
Kiryu Yaya immediately found box A-09 and carried all the documents inside onto the table.
The top document is the "Proposal for Approval of Financing for Large-Scale Projects".
Borrower: Miyazawa Tourism Development Co., Ltd.
Funding amount: 80 billion yen.
Purpose: Nanki Shirahama Comprehensive Tourism Development Project.
Guarantee: Project land, hotel assets, and joint guarantee from the group.
Department responsible for the case: Financing Department of Mitsubishi Bank Osaka Branch.
On the last page of the petition—
At the very bottom of the decision column, there was a stamp.
Head of the Financing Review Section, Osaka Branch —
Ko Utahiko.
Kiryu Yaya's pupils contracted slightly.
really.
The 8 billion yen financing for Miyazawa Tourism was originally a case personally approved by Kouichi Kouda at the Osaka branch.
He's been involved in this case from the very beginning.
Kiryu Yaya stood under the dim light of the archives and chuckled softly.
There was no warmth in his smile.
At that moment, he even felt a little grateful to Miyazawa Hara.
If this man hadn't been so eager to seize power, rush to complete the formalities, and keep Rokkao sucking blood, he might not have been able to get to the bottom of Kouyuu Hiko's old grudges so quickly.
The four lines were finally connected that night.
Kiryu Metal.
Kansai urban development.
Miyazawa sightseeing.
Ko Utahiko.
And the ends of all the threads point to the same place.
Kiryu Yaya slowly gathered the documents, his gaze eerily calm.
"Furu Utahiko..."
"So you've been here all along."