Tokyo, 1991: Starting as a bank clerk

Chapter 43 The Storm of the Miyazawa Family!!



Chapter 43 The Storm of the Miyazawa Family!!

The options are as follows:

[Fork in the road 1: Remain silent. The affairs of wealthy families are not something a new banker should meddle in.]

(Reward: Bank deposit increases by 100 million yen, nothing happens.)

[Branch 2: In front of Miyazawa Hara, subtly remind Miyazawa Keiko, posing as a bank employee, that in business matters, one should carefully review contracts and ask questions about figures.]

(Bonus: The skill "Contract Vulnerability Detection" makes it easier to spot unusual clauses in contracts and documents.)

[Fork in the road three: First, follow Miyazawa Hara's lead and quietly withdraw from the meeting; then, privately accept Miyazawa Keiko's request to intervene in the Miyazawa family's business investigation.]

(Reward: Bank deposit increased by 10 yen; unlocks the main storyline "The Storm of the Miyazawa Family".)

This is a crucial life-altering decision; please consider it carefully!

The voice of the branch manager of Matsumoto branch came from not far away.

"Kiryu-kun?"

Kiryu Yaya snapped out of his daze.

He raised his head, his gaze lingering for a moment on Miyazawa Keiko's slightly pale fingertips, before slowly shifting to the gentle-smiling man opposite him.

Miyazawa Hara was also looking at him.

Behind the glasses, his eyes were calm, composed, and even carried a hint of elder-like kindness.

For some reason, Kiryu Yaya suddenly remembered the bundles of steel with mislabeled labels deep inside the shelves of the Fuji Metal warehouse.

The exterior is neat and tidy.

The inside, however, was already rusted and reddish.

Kiryu Yaya looked at the three branches of fate.

Branch one, one million.

This amount of money is not a small sum for him now.

As long as you keep your mouth shut, remain silent, and pretend you didn't see anything, a million will be automatically deposited into your account.

Internal strife within a wealthy family, uncle and nephew vying for inheritance, control of the group, and share pledging.

These are things that a new banker should never touch.

If you touch it, you'll at least offend someone.

In severe cases, it can ruin one's entire career.

Fork two, a subtle reminder.

Having an extra skill, "contract loophole detection," sounds very useful.

But in this context, reminding Miyazawa Keiko to "read the contract carefully and ask about the numbers" in front of Miyazawa Hara is tantamount to pointing at a monk and scolding a bald monk.

Miyazawa Hara isn't stupid.

Branch three, 100,000 yen to unlock the main story.

There isn't much money.

But the words "the storm in the Miyazawa family" made Kiryu Yaya sigh softly in his heart.

main mission.

This means endless trouble to come.

Miyazawa Group is not a small or medium-sized enterprise like Fuji Metals.

This is a conglomerate that spans tourism, real estate, hotels, and transportation.

In terms of scale, it is a family business that ranks among the top in the entire Kansai business district.

If he chooses this fork in the road, it means he will be drawn into a vortex from which there is no end in sight.

Kiryu Yaya is someone who hates trouble.

But for some reason, he suddenly thought of the night breeze in front of Fengzhong Station on Saturday night.

Keiko Miyazawa, holding the bag of sweets Mrs. Shiraishi had given her, whispered:

"After my father passed away, I realized that those seemingly ordinary daily routines were actually anything but ordinary."

He recalled what Keiko Miyazawa had said to him that night at the class reunion.

"People are actually quite clumsy when faced with the misfortunes of others."

"I don't know what to say, I don't know what to do, I'm afraid of saying the wrong thing, afraid of doing the wrong thing, afraid of being dragged into it."

That's why most people choose silence and distance.

"Just like I did to you back then."

"I'm sorry, Kiryu-kun."

When he was seventeen, when everyone else chose to remain silent and distance themselves, he also wanted to get an answer from her.

She didn't give it to him then.

All they got in return was an apology that came many years later.

Now that his status has changed, what choices should he make?

Kiryu Yaya closed his eyes and let out a soft sigh.

When her eyes opened again, only calm remained.

Since the storm of fate is bound to come—

Let it come.

Kiryu Yaya made his choice in his heart.

Branch 3 has been selected.

Bank deposits increased by 10 yen.

[Worldline Shift - The Prologue to "The Storm of the Miyazawa Family" Begins]

[Current Task: As a bank employee, assist Keiko Miyazawa in understanding the true state of the Miyazawa Group's operations and prevent Hara Miyazawa from signing the letter of appointment.]

[Task Rewards: Depends on completion rate.]

Kiryu Yaya raised his eyes and looked at Miyazawa Keiko.

He didn't speak, but the corners of his mouth curved up very slightly.

Keiko Miyazawa's eyelashes trembled slightly.

Then, she lowered her head, as if she had finally put down something that had been hanging over her for a long time.

All of this happened in just two seconds.

Miyazawa Hara did not notice anything amiss.

He was talking to the branch manager of Matsumoto, his smile gentle and his tone composed.

"Therefore, the management of the Miyazawa Group's accounts will be temporarily handled by me from now on."

"Huizi is still young, fresh out of school, and she's not familiar with the bank's procedures."

"As her uncle, I should pave the way for her."

The branch manager of Matsumoto nodded slightly.

"Executive Director Miyazawa has considered everything thoroughly. The branch office will fully cooperate."

Miyazawa smiled and picked up his teacup.

His gaze lightly swept over Kiryu Yaya, as if confirming something.

"But speaking of banking..."

He put down his teacup and looked at Masakazu Yamada.

"I've heard that your bank has been very strict in its financing reviews lately."

"Small and medium-sized enterprises must be under considerable pressure, right?"

This sounds like a casual question.

But Kiryu Yaya keenly sensed the probing meaning in it.

Miyazawa was inquiring about the bank's credit policy trends.

It's not surprising that someone with a 20 billion yuan guarantee would be interested in the lending trends of banks.

But strangely, he asked it so naturally.

It was so natural, as if this question had been prepared for all along.

Masakazu Yamada said solemnly:

"Risk control is the bottom line for banks."

"After the bubble burst, the problem of non-performing loans has surfaced. Our primary task now is to ensure the asset quality of new loans."

"Well said."

Miyazawa nodded, his expression revealing nothing unusual.

"Banks should indeed have this awareness."

"During those bubble years, everyone was too optimistic. Looking back now, many projects should never have been launched in the first place."

That sounds reasonable.

But Kiryu Yaya couldn't help but sneer inwardly.

Isn't your own golf project and tourism development something that was launched during the bubble era?

Now that the bubble has burst, how much have the asset values ​​of those projects fallen?

How much are the Zong family shares you pledged worth now?

These thoughts raced through his mind, but Kiryu Yaya's face remained the typical calm of a bank employee.

He stood up at the right moment and bowed slightly to Gong Zeyuan.

"Director-General Miyazawa, it's getting late, I still have some work to do in class."

"It is my honor to meet you today."

Miyazawa looked up at him with a warm smile.

"No, no."

"Kiryu-kun is young and promising; his future is limitless."

"If there's anything at the bank that requires the Miyazawa Group's cooperation, just let us know."

At this point, his smile deepened.

"Treat them as family."

Kiryu Yaya smiled slightly.

"Then thank you very much, Executive Director Miyazawa."

He bowed again, then turned to Keiko Miyazawa.

"Miyazawa-kun, I'll take my leave now."

Keiko Miyazawa stood up and bowed slightly in return.

"Kiryu-kun, thank you for your help today."

"It's no trouble at all."

Kiryu Yaya paused for a moment, then added in a very natural tone:

"If you still have any questions about bank documents or procedures, please ask the front desk to contact me, just like you did today."

Keiko Miyazawa nodded gently.

"Um."

Miyazawa Hara sat beside him, his smile unchanged.

But the gaze behind those glasses lingered on Kiryu Yaya for a fleeting moment.

Kiryu Yaya didn't say anything more and turned to leave.

The door closed behind me.

Section Chief Yamada didn't come out; he probably still had to help Branch Manager Matsumoto smooth things over.

The corridor was covered with a thick, dark gray carpet.

The sound of footsteps was completely absorbed.

It was so quiet it was almost oppressive.


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